Gap Cover
Medical gap cover is a kind of Insurance that provides for, and covers the difference in what your medical aid pays out and the rates charged by medical specialists. Medical gap cover ensures that you aren’t left with a large shortfall on medical costs to settle.
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Don’t compromise on healthcare
We specialise in delivering medical aid gap insurance, which serves to fill the financial gaps that often exist in conventional medical aid policies.
This type of coverage is essential for individuals seeking to safeguard themselves against unexpected medical expenses that may exceed their primary insurance limits.
Our commitment to providing this vital service reflects our dedication to supporting our clients in navigating the complexities of healthcare financing, ensuring they receive the care they need without facing overwhelming financial challenges.
Discovery
You and your family already have medical scheme cover, but unexpected medical costs can place significant financial strain on your family. This could include when healthcare professionals charge more than what your medical scheme pays or when you have a life-changing event.
Gap cover from Discovery is a cost-effective solution that gives you additional financial protection against these unforeseen costs.
Stratum
Stratum provides gap cover solutions for the shortfalls experienced on your medical aid, to ensure that you and your family don’t have to bear the weight of excess medical costs between treatments.
- Enjoy gap cover from as little as R252/month.
- Get cover for individuals & families.
- Get access to a wide range of benefits.
- Booster options available.
Turnberry
Turnberry, offers a range of products best suited to your needs, providing unsurpassed service, while at the same time helping you to avoid the burden of exorbitant medical expense shortfalls.
- Enjoy gap cover from as little as R144/month.
- Get cover for individuals & families.
- Get access to a wide range of benefits.
- Get up to 600% cover on shortfalls. Â
What is Shortfall
Shortfall is an amount that you are required to pay when your medical aid cover falls short.
A shortfall amount means you pay a portion of each medical claim, or of your overall medical claims. Gap cover can help avoid this shortfall.
Why invest in Gap Cover?
Even on the most comprehensive medical aid plans, individuals can experience shortfall when receiving on-going medical treatment. The last thing anyone wants is to be out of pocket, shouldering high medical bills. Gap cover eliminates this risk, and ensures that your medical bills are settled so that you can concentrate on healing.
