• Comprehensive cover
  • A Third party, fire and theft cover
  • Third party (only) cover

Linked to our vehicle insurance offering, we offer additional benefits designed to give you peace of mind whenever you’re on the road and to assist you at a time when you need it most. Our benefits include:

  • Emergency accommodation
  • Emergency costs such a toiletries or medicine
  • Recovery costs
  • Medical expenses for you or your family
  • Trauma treatment

We offer a competitively-priced, motor-alone policy which has the added benefit of allowing you to add cover for your personal effects.

If you own a 4×4 vehicle, G and S Insurance offers tailor-made optional insurance which includes extensions and services to suit your needs. Our 4×4 vehicle policy provides cover for emergency repairs, winching equipment, repatriation costs, extinguishing costs and wreckage removal. Our 4×4 vehicle cover is available in 14 African countries, including Angola, Rwanda and Tanzania.

You also have the choice of optional cover to insure your luxury vehicle with added benefits for the head, tail or spotlights, loss of keys, tow-in costs and safeguarding after a mechanical breakdown.

Santam’s Personal Accident Policy for instance, provides cover for death or injury following any accident, with the option to restrict cover to road accidents only. Insured sums range from R50 000 up to R5 million, depending on your age, income and choice. We also provide optional cover for death and permanent disability, including a Hospital Benefit and the Temporary Total disablement benefit.


G and S Insurance Consultants provides secured investments. A secured investment entitles you to earn interest at a fixed rate. Two smart options are available: maximum capital growth or save while still having flexibility.

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