Covers a company should any of their staff members, principals, partners or directors be disabled, killed or injured caused by accidental, violent, external and visible means.

Whilst Stated benefits cover is not mandatory, it is advisable for you to purchase this cover if you hire staff which are not covered by COID (Compensation for Occupational Injury and Diseases), or if you have key employees which the effectiveness of the business depends on, without who the business could face severe financial implications.