There is always someone out there happy to sue you; many lawyers now act on successful fees only. Guest houses can have unforeseen accidents and the consequences of fighting and losing a court battle over liability could be devastating
Public liability covers you if you or one of your employee’s cause damage to someone else’s property or cause the death or injury of someone during business. Cover include: Cover that will assist in defending you against a third-party claim. If you are found legally liable, the damage awarded, and the third-party legal costs, will be covered up to the limit insure.