Life Annuities
Traditional life annuities are designed to offer pensioners security by providing a guaranteed income for life that never decreases.
They are available in these forms:
- Single Life Annuity
- Dual Life Annuity – Main and Spouse
- Capital Preservation
- Fixed Term
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Care in your old age
Our consultants specialise in retirement planning and offer expert advice and guidance to individuals who are preparing for their retirement. Due to our in-depth knowledge of various retirement options, investment strategies, and financial planning techniques, we offer low-risk and high-risk options, so you can choose the level of risk that best suits your needs.
Our services are tailored for South Africans and we are committed to helping you achieve your retirement goals. We pride ourselves on providing comprehensive planning services to help you create a secure financial future.
Retirement Annuities
Pre-retirement products such as Retirement annuities could provide a lifetime guaranteed monthly or annual income for a retiree until their death.
These annuities are often funded years in advance, either in a lump sum or through a series of regular payments.
Liberty
The Liberty Life Annuity with inflation protection is a life annuity providing an income on retirement, which is guaranteed to increase at the rate of inflation each year. Liberty offers Retirement Fund options that allow you to enjoy certain tax advantages over the duration of active membership of the fund.
- Accessibly from 55 years old.
- Get access to tax advantages.Â
- Enjoy a tax-effective retirement investment.Â
- Invest through regular monthly debit orders.
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How we can help
By assessing your current financial situation, future goals, and risk tolerance, our retirement planning consultants can develop personalised retirement plans that maximize savings, minimize taxes, and ensure a comfortable retirement lifestyle. With their expertise, we’ll help you navigate the complexities of retirement planning and make informed decisions that align with your unique needs and aspirations.
Don’t wait, start planning for your retirement today. Browse our selection of investment plans and find the perfect option for you.
Why save for retirement?
Retirement plans are designed to ensure that you’re financially stable and secure once your permanent monthly pay checks come to an end. In South Africa, the retirement age is 65, which means that it’s imperative to invest in a retirement annuity earlier on to cover the expenses that come during retirement.
The reality is that you’re never too young to start saving for your retirement. However, we recommend that you start saving a portion of your income from the age of 20, or in the year that you turn 21.Â