Your home is likely one of the most valuable assets you own. Home insurance can help protect your investment and you in various ways. If you own a home and are paying off a mortgage, building insurance may be required. Even if it’s not mandatory, it’s important to consider the benefits of having adequate insurance coverage for things like burst geysers, fires, and theft.
Your possessions, savings, and home represent the fruits of your hard work. Imagine something happening that takes it all away. While it’s impossible to place a value on sentimental items, it’s easy to underestimate the value of your home contents. G and S Insurance’s house contents policy options can provide peace of mind by covering your possessions in case of an accident, burglary, fire, lightning, or storm damage.
Our policy includes the following benefits:
- Medical expenses of guests
- Medical expenses of domestic employees
- Personal effects of guests
- Personal effects of domestic employees
- Contents of fridges and freezers
- Contents of storage after damage
- Trauma treatment
- Security guards
Contents insurance is beneficial for anyone who owns valuable items, from a television to a cherished painting or cell phone. The general contents of your home include:
- Furniture, furnishings, carpets and rugs, linen, blankets, towels
- Electrical items like TVs and DVD recorders
- Clothing and shoes
- Toys and sporting equipment
- Handyman tools like drills and saws
- Gardening equipment
With home insurance becoming a norm, it’s not a question of whether your belongings should be insured, but rather how best to ensure they are sufficiently protected. Book an appointment with an expert, or contact us to learn more.