At G&S Insurance Consultants, we understand that financial freedom isn’t just about creating wealth, it’s about ensuring your loved ones are protected, no matter what life brings.
From the very beginning, Gawie, our founder, knew the importance of financial protection for young families. That same belief remains at the heart of our advice today: helping South Africans secure their families’ futures through smart, reliable planning.
Why Family Protection Matters
Life can change in an instant. Accidents, illness, or loss often come without warning, but financial hardship doesn’t have to follow.
Having the right life, disability, and funeral cover ensures that your family can continue to live comfortably, meet their commitments, and maintain stability through difficult times.
- Life Cover: Provides your family with financial security when you’re no longer there to provide for them.
- Disability Cover: Protects your income if you can no longer work due to injury or illness.
- Funeral Cover: Helps your loved ones manage funeral costs and arrangements with dignity and ease.
These forms of protection safeguard the life you’ve built, so your family’s future remains secure.
Did You Know?
✅ Around 70% of South Africans don’t have sufficient life cover to protect their families. (ASISA, 2023)
✅ The average funeral in South Africa costs between R20,000 and R50,000, often paid out of pocket if no cover is in place.
✅ Income protection can replace up to 75% of your salary if you become disabled and can’t work.
✅ Life cover benefits are paid tax-free to your beneficiaries.
✅ The earlier you start, the lower your premiums, helping you save thousands over time and it’s true for life, disability, critical illness, and funeral cover.
Financial Freedom Starts with Stability
True financial freedom isn’t only about growing wealth, it’s about protecting it.
When your family is financially secure, you can focus on your goals with confidence, knowing that the foundation beneath you is solid.
With the right protection in place, your savings, investments, and long-term plans can continue to grow, no matter what happens.
Why Choose G&S Insurance Consultants
Since 1988, G&S Insurance Consultants has helped South African families find affordable, comprehensive cover that truly fits their needs.
We’re not tied to a single insurer, our independent advisors compare multiple options to find the best value and protection for your family.
We take the time to understand your goals, your loved ones, and your priorities, so you can move forward with confidence and stability.
One call is all you need
📞 Call: 011 907 2412
💬 WhatsApp: 060 541 4565
📧 Email: marketing@gsinsurance.co.za
🌐 Visit: gsinsure.co.za
At G&S Insurance Consultants, we help you build more than wealth, we help you build security, stability, and a lasting legacy for the people you love most.
References
Association for Savings and Investment South Africa (ASISA). (2023). Life and Disability Insurance Gap Study. [online] Available at: https://www.asisa.org.za/media [Accessed 10 Oct. 2025].
South African Funeral Practitioners Association (SAFPA). (2023). Funeral Costs in South Africa. [online] Available at: https://www.safpa.org.za [Accessed 10 Oct. 2025].
South African Revenue Service (SARS). (2024). Tax Treatment of Life Insurance Benefits. [online] Available at: https://www.sars.gov.za [Accessed 10 Oct. 2025].
Discovery Life. (2024). Income Protection Benefits Overview. [online] Available at: https://www.discovery.co.za [Accessed 10 Oct. 2025].
Old Mutual. (2024). The Importance of Starting Early with Life Insurance. [online] Available at: https://www.oldmutual.co.za [Accessed 10 Oct. 2025].