G and S Insurance Consultants


Saying goodbye to a loved one is difficult enough. Paying for it shouldn’t be.

AVBOB policyholders and lives insured receive a FREE basic funeral to the value of R9 600 provided that AVBOB Funeral Service conducts the funeral and that the deceased was covered under a AVBOB policy for at least 24 months. This is over and above your policy value, which means you get to keep your money.

These include:

  • Mortuary and cooling facilities
  • Assistance with all official documents
  • Funeral or cremation arrangements
  • Preparing your loved one for burial or cremation
  • A specified coffin
  • The use of a specified hearse
  • R250 towards a funeral notice in a newspaper of your choice
  • Graveside tent and 10 chairs
  • The use of a lowering device at the graveside
  • An ash coffin, if required


You decide on cover levels – choose a level of cover that you afford.

Get cash back for every five-consecutive claim free years – get the entire fifth year’s premium (excluding premiums paid towards a savings plan benefit) back in cash.

Accident benefit for main life insured  AVBOB will pay a double payout for a death that was the result of unnatural causes (excluding suicide) covered by terms and conditions.

Immediate coverage – on commencement of the policy, accidental cover for all lives insured. No waiting period applies.

Breadwinner benefit – (applicable only if the applicant pays his/her own premiums) You can be assured that when you pass away, your parents, parents-in-law, spouse and children will receive cover without further premium payments being required.

Spouse benefit – your spouse can be covered under this benefit, however only one spouse can be covered.

Children’s benefit – add your children (your own children, step children or legally adopted children) and only pay for one.

Parent benefit – if you have a Cashback Funeral Policy, you can cover your parents too. If you add your spouse on the same policy, your spouse’s parents can also receive cover.

Extended family benefit –up to six family members can be add including brothers, sisters, grandparents, foster children, grandchildren and even a second spouse.

Contact G and S Insurance Consultants for the AVBOB CASHBACK FUNERAL POLICY today!
083 407 7045 / 011 907 2412 / adelev@gsinsurance.co.za